What is Genesis Financial Management?

Genesis Financial Management is a non-profit credit counseling agency founded on Christian principles over 8 years ago.

Since opening our doors, we have focused on one mission— empowering our clients with the tools and education to eliminate their debt and build secure financial futures for themselves and their families.

How Can Genesis Help?

We offer an array of services including both debt management and debt settlement programs. While most companies offer only one or the other, we believe debt relief is not a one-size-fits-all solution. Our job is to find the solution that best fits your financial situation, budget and long-term goals.

What Kind of Benefits Can I Expect?

Depending on whether you choose debt management (DM) or debt settlement (DS), you can:

• Dramatically reduce credit card interest rates (DM)
• Stop over-the-limit and late fees (DM)
• Protect your credit (DM)
• Eliminate collection calls (DM)
• Begin rebuilding credit right away through on time payments (DM)
• Consolidate all your unsecured debt payments into one monthly fee (DM and DS)
• Reduce your monthly payments by up to 25% (DM) or even 50% (DS)
  
• Cut your total debt by up to 50% or more (DS)
  
• Get out of debt in as little as 12 months and no more than 60 months (DM and DS)

Can Genesis Help Me?

While we strive to help as many people as possible, our programs can’t benefit everyone. As a good rule of thumb, if you have at least $2500 in unsecured debt with an interest rate of at least 12% or higher, you will likely see a significant benefit from our Debt Management Plan.

However, the more aggressive Debt Settlement option only makes sense for those with unsecured debt over $10,000.

Unsecured debt can include credit card debt, department store cards, medical bills, collection accounts and signature loans. Loans secured by collateral like your home or car cannot be enrolled in our programs. But with that being said, many of our clients have found the savings they receive through our programs have allowed them to pay their secured debt payments with more ease.

How Can I Learn More?

Just fill in the form to the left for a free, no pressure, no obligation consultation. As long as your request is received within our business hours
(M-F 9am-7pm EST) every effort will be made to contact you as quickly as possible. Otherwise, we’ll give you a call the next business day.